Are Reverse Mortgage Loans Safe?

You’ve worked hard to pay the mortgage on your home. With a reverse mortgage you can receive a portion of the equity that you earned. A federally insured reverse mortgage product will help you unlock that equity by increasing your monthly income. Rest easy knowing you’re protected because with a reverse mortgage you can:

  • Access a portion of the equity in your home and stay in your home as long as you want. However, if you move, pass away or fail to pay property taxes or home owners insurance or otherwise fail to comply with the loan terms then you could be forced to sell your home or repay the loan.
  • Never owe more than your loan balance or the value of the property (whichever is lower).
  • Receive an annuity-like stream of payments for as long as you, the borrower(s) remain in the home.  Line of credit and lump sum options are also available.

Speak with one of our professionals today and learn how you can make the most of a reverse mortgage.

If you're ready to get started on your reverse mortgage apply now


These materials are not from HUD or FHA and were not approved by HUD or a government agency (HUD Letter 2014-10).